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The Larson Team Can Help You Buy a Home
Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skills of The Larson Team. What can The Larson Team do to help you buy the right home for you?
- Help you determine how much home you can actually afford by introducing you to a mortgage counselor and arrange to have you pre-approved.
- Work for you as a designated buyer's agent and help negotiate the best price and terms for you.
- Assist you in formulating a realistic idea of the home best suited to your needs — size, style, features, location, accessibility to schools, transportation, shopping, and other personal preferences.
- Suggest simple, imaginative changes that could make a home more suitable for you and improve its utility and value.
- Supply information on real estate values, taxes, utility costs, municipal services and facilities, and may be aware of proposed zoning changes that could affect your decision to buy.
- Familiarize you with the closing process and they will obtain closing figures in advance of closing for your review.
- Provide you with a list of qualified home inspectors, pest inspectors, surveyors, and help to coordinate inspection appointments.
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Create A Top 10 List Of Amenities When shopping for a home, list the features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you in deciding on which home to buy. Establishing your criteria early on, will save time shopping and allow you to focus on appropriate homes.
Put Yourself In The Seller's Shoes You are about to make one of the most important decisions that will affect both your life and the life of the seller. If you take time to understand the reasons the seller bought the home, their reasons for selling, and the home improvements they have or have not made, you will be in a better position to evaluate the home and negotiate a better deal. In the end, the home buying process excludes the professionals and comes down to the individuals buying and selling the home. A closer look at the seller may help you in deciding whether and for how much to buy a particular home.
Get a Quality Home Inspection Paying for a qualified home inspection before you buy a home isn't just spending a little extra for peace of mind; it is absolutely essential for anyone who doesn't want to spend thousands of dollars for repairs. The Larson Team can recommend inspectors who are ASHI certified.
Peace of Mind: Home Protection Plans To protect both you as a buyer, as well as the seller, it is a good idea to purchase a home protection plan. What exactly is it? A home warranty, or home protection plan, is a service contract, normally for one year, which protects homeowners against the cost of unexpected repairs or replacement of their major systems and appliances that break down due to normal wear and tear. A negotiable contract between the buyers and sellers which does not overlap or replace homeowner's insurance policy, this type of warranty can save the new homeowner lots of headaches, as well as put seller's fears to rest. The warranty covers mechanical breakdowns, while insurance typically repairs the related damage. For example, if a hot water heater burst and destroyed a wall in your home, the warranty would repair the water heater and your insurance would pay to fix the wall. Most all home sales, in which The Larson Team is involved, have home warranties.
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